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Borrowing

 

Home Borrowing
HOME LOANS

Get to a better place

Whether you’re buying, building, updating or refinancing, having the perfect home is important. It’s the place where life happens and memories are made. At Pacific Haven , our goal is to support you through your journey with a wide range of resources, like mortgage calculators, mortgage loan options, mortgage assistance programs and the expertise of an OHB Mortgage Expert. Let's talk about your next steps in finding or creating the home of your dreams.

Which mortgage loan is right for you?

If you're buying or building a home, try our mortgage selection tool. Answer a few questions about your specific needs, and our selector can help you determine which may be the best option for you.

Take time to get pre-qualified.

Before you even begin searching for your new home, or planning to build, our mortgage experts can pre-qualify you for a home loan. The process is quick and easy, with an answer in minutes.

Once you are pre-qualified for a mortgage:

  • Your spending limit is clearly defined
  • You’re a more attractive buyer to sellers
  • You’ll have increased bargaining power

Buying your first home?

Our first-time home buyer resources can help you learn what you may not already know. Browse our library of articles and download our First-Time Home Buyer's Guide.

Apply Now

Don’t think about it—just let it build.

Set up a monthly automatic transfer, then sit back, and watch your savings grow.

Protection from overdrafts?3 You got it.

Cover yourself—link your savings account to your checking account and keep an eye on your balances.

Definitely more secure than your mattress

Your money is FDIC insured to the max limit. It’s backed by the U.S. government—rest easy.

Bank better.

Digital features like Zelle®,4 bill pay, and balance notifications make managing money a whole lot easier.

Pacific Haven Online Savings

A great way to start saving for everyday and short-term goals. With no monthly maintenance fee and no minimum deposit.

Benefits for you

  • Earn a competitive interest rate—see our rates.
  • Get balance alerts to easily track your savings goals.
  • Set automatic transfers from your Truist checking account and watch your balance grow.
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  • Open your account with an amount that works for you.

Best Account if you

  • Are looking for an easy way to start saving.
  • Want to avoid monthly maintenance fees.
  • Are saving for short-term goals or creating an emergency fund.
© 2025 Pacific Haven Bank Limited
Pacific Haven Bank never asks for confidential information such as PIN and OTP from customers. Please do not share personal information with anyone. Please notify any unauthorized transaction on our toll free number immediately.
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